right now, I think we are at the peak of the interest rate, and their prime is a and a half percent. Plus 2% will be 10 and a half. But again, this is adjust every quarter. So if the Fed drops the interest rate in September, that number gonna come down. And once we and it's amortized over 25 years, in year three, when we refinance the property, that's the plan, we are going to refinance into a HUD loan. HUD loan is probably one of the cheapest loan that you can get. They have extremely low interest rate, probably half. Off of what you would pay for an SBA, they also have a longer amortization, so typically, they would amortize over 35 to 40 years. 40 years, excuse me, so our mortgage payment will probably be the same, even though the principal is higher once we do a cash out refi in general, our projected return cash on cash is around 11 to 12% 11.3 to 12.3% internal rate of returns roughly around 26 27% you are getting about 170 167,000% return back on your investment. So that mean, if you invest $100,000 by the time we exit the deal, you make an additional $167,000 okay, and that give us a 2.67 equity multiple. We have just two classes of of investment that you can invest in. One is they both are very similar. If you invest a minimum investment is $50,000 and with $50,000 you get an 8% return every every year we do quarterly distribution. And because this deal is already positive cash flow. That mean we already netting six, 700,000 a year after the mortgage payment of about 350,000 we have about 250,000 left to do the distribution. So you will get your distribution every quarter, from day one, you get 8% return. And then after that, we will split 5050 on the on the equity, on the profit that left after you get your return. So you always get your return first is think of prefer return as an interest payment. So we always pay that first, and then after that, whatever left, you get 50% and the management team get 50% we don't get paid until you get your preferred return. Papers, class two minimum investment is 200,000 with that, we actually able to give 10% preferred return instead of a and the equities is the same, 5050, now this is a just a number, high level number. We need to hold on. So if you were to invest, Oh, I'm so sorry. So this is for the class A investment of $50,000 for this particular deal, we are going to raise about $2 million 2,026,000 and I routed up to 2,000,050 you are going to get a for the first year your cash on cash return is 7.7% and then you get that mean you get The the investor will get $150,000 back the first year. The second year, they will receive about 172,000/3 year, they're getting 358,000 this is when we go for 100% AR, W, that's 17.7% return on their investment. We are going to refinance in year three, and the investor will receive all of their capital back. Remember, we raised about $2 million here. Once we refund, we do a cash out refund, you get all of that money back. And if there's extra money, this will also go to the investors. Now, year three, everybody got their money back. But look, because of that 5050, equity split investors still receive their money coming in every every year or every quarter until we sell the property in year seven, that $1.6 million is the profit share will make about $3 million when we sell this property, 3.2 50% of that go to the investors, about $1.6 million so as you can see on here, you invest $2 million the total return, the total money that you make, is about $3.4 million right here. So it's a big number. So that's $167,000 return on investment for $200,000 pretty much the same here, but you get a little bit more in the beginning, because you invest, you get a 10% return every year instead of 8% return. So for that reason, you are making a little bit more return on the total investment, also higher return on average. Right here. A lot of people ask, I have $50,000 to invest. What do I get for $50,000 so here's the number. You put in, 50,000 now you own two and a half. Percent in the company, your annual cash flow is $3,886 in year one. In year two, you get $4,256 in year two, 8800 in year three, you get all your money back in year three, when we refinance the property. And then every year after that, you get about 5700 you know, $6,000 until we sell the property. And when we sell the property, we are going to give you another $42,970 that's almost the same as the amount that you invest. So that's what you get for a $50,000 return. You put in 50,000 you make 80, roughly 84,000 right there for $200,000 investment. Again, that's your number is you get a little bit more, because you get a 10% return instead of 8% so you make it almost 15,500 the first year, and 17,005 the second year, so on and so forth. Overall, with $200,000 investment, you make a total of $341,000 $756,000 at the end, I'm gonna go, really, I'm not going deep into this number right here, but just give you an idea of how I came up with all these numbers. So as you can see right here, this is when. This is the year 12345, and that's year seven in year one. This is our at $5,232 a month. You multiply that 44 beds, you get $2.7 million we are at 28% vacancy right now because they are at about 72% occupancy. So you take that out, they have other income that comes from pre admission fee when you go in there. This is some fee that you need to pay to be in the facility. So the effective gross income for the first year about $2 million and this income, this is the gross income. And then down here we have all the expenses, labor is always the biggest number. And they normally, you know, hover right around 35 to 40% so that number came this number is actually a little bit higher than their current payroll right now. This is the prop, the new property tax that we're paying about 50 to $1,000 a year, insurance they're currently paying 56,000 a year, but I was able to get a quote for much lower than this, 22,500 just today. Food and kitchen, this is based on our management company provided us numbers based on the average study, about 220 $5 per resident per month. And that number, as you can see, is actually increased every year. So I don't have a static number for every year. Every number is like this, increase every year. So this, this number the operating expenses, is right around 1.4 about almost 70% that give us our net operating income in the first year of $628,000 that's our debt service. About 410 give us a cash flow of $218,000 for distribution to the investors. And this will probably in this entire amount will go back to the investor the first year, there will be not, there will not be anything extra for the GP. So basically, the first year management works for free. We only make some money after we pay the eight, 10% preferred return. Anything left. Then go to the GP and we split it 5050, with you guys. So as you can see on here, we really don't make money to to our year three forward, the first two years up, this entire amount will go to the investors. Year seven, our profit right now is one point over $1.1