Absolutely. So listen, I believe that we do have an issue with climate, you cannot deny that fact, things are weirder, wetter and wilder, in many regards. Now you can say weirder, wetter, wilder and hotter. And so, you know, this is a reality for us and we're living with this on a daily basis. The frequency of events, the severity of events, and our inability to mitigate or manage them as effectively as we would like to to prevent them from happening going forward. You know, your question talks about climate as well as insurance. And I think they go hand in hand, in some respects. From a climate standpoint, we have to be thoughtful about an interim midterm solution and a long term solution. The long term solution speaks to how do we build a more resilient people? How do we build a more resilient state in terms of our infrastructure and assets? Have we made the kinds of investment and public works that we need to be able to deal with this influx of extreme weather conditions that we're having? Have we built a housing stock that is reinforced enough to withstand the level of winds that we have? Those are long term issues, as is the concept of coastal protection and restoration. Here's what's a sustainable government and where I offer solutions. If we don't find a way to really, fully implement the plan for coastal protection and restoration, we will never have the protection that we need to build for ourselves that long term security. What do we do in the interim? The interim means we have to embrace the green energy market to say, "How do we not necessarily immediately eliminate what we're doing, but how do we grow the scale something that will be more helpful in the renewables?" Whether it's solar, whether it's wind, whether it's dealing with hydrogen, these are things that we absolutely have to start doing now. Otherwise, we will not have the capacity to keep up when the rest of the country is ahead of us. And so take something I'm very familiar with the electrification of the highway system and electrification of our transportation system, - much more affordable, much more efficient, has a much better impact in terms of the climate influence because most of the greenhouse gases that we get, 11% of them are coming from transportation systems. And so if we don't start to build our fleet and build an infrastructure to accommodate a more clean and green fleet, we're never going to be able to find an opportunity to make that transition, to have a scalable market. Now we know the fleet that we're driving today is going to have a shelf life of about 20 years. And so can we change it all tonight? Today? Tomorrow? No, but we can start building a framework. Louisiana is one of a few states that have what's called a Climate Action Plan and it's adopted Climate Action Plan, one that's supported by many of the businesses that have been blamed for a lot of these issues, but it's also supported by the environmental industries and the advocacy groups here in the state. The idea that different entities have different motivations for supporting a common plant is encouraging to me. If a company is doing, it like Shell, making the investments and converting their facilities to be greener and much more efficient, that's a good thing. And they're doing it for reasons that might not be as pure as the folks in the Sierra Club would like, but they're doing the things that the folks at the Sierra Club would like them to do. Is it everything? Probably not. But that's where consensus comes in. And so I absolutely support the Climate Action Plan. There are others in this campaign that refuse to do that. But not only are we going to do that, we're going to make the investments so that we can sustain that plan. I'm also going to be cautious in terms of what we do. When you look at carbon capture and sequestration, we've been doing deep oil injection for a long time. Unlike when we did the Haynesville Shale in Louisiana, we gave folks free rein to run around and do as much work and damage unfortunately as they wanted to do. I'm much more cautious with that, I think we need to be thoughtful about where we allow certain types of exploration and what are those impacts? Whether it's in neighborhoods, whether it's in green areas, I think we have to be thoughtful about what that looks like. And I also think it has to be an all of the above approach to energy perspective. Now, let me make the jump to insurance. Insurance is a three pronged issue for us, whether its Risk Rating 2.0, which is totally non transparent and not consistent or intentional, in terms of what it's doing, it's creating some real havoc for folks all across the state, the attorney general who is a leading candidate in this race is suing them, but it's about two years too late to make a difference in that. I also think that we should have a relationship with the federal government in a bipartisan way to be able to demand certain actions and work through our congressional delegation to get some relief. The second piece has to do with auto insurance and the crisis there. Everyday people are being penalized for that, we need to see some common sense insurance reform. I don't know if you're aware of this, Lynda, but you could have a DWI and have good credit and pay about $900 less than someone who doesn't have a DWI and has bad credit. And that tells me that our state allows an individual's financial record and history, their credit, to determine how much they're going to pay. And you're going to typically end up finding someone who has a lesser credit score, someone who's going to be in a different socioeconomic bracket and it's going to be a much greater strain on them to deal with those increases. Those are the kinds of common sense changes we need to make in terms of auto insurance in our state. And then the big one has to do with property insurance. Clearly, that's a result of the crisis that we have in the climate. But it's also a market crisis. When you look at what's happening, there's the reinsurance market that the insurance industries go to, and they are the ones that are seeing about a 40% bump. We can't necessarily affect that change, but what we can do is pass common sense laws like Sdjuster Accountability. So when Allstate comes to your house or State Farm comes to your house after a disaster, they have an opportunity and a requirement to share their initial findings with you. I think we ought to have some mandates in terms of how much time they have to process your your paperwork to make sure that you can make decisions sooner rather than later. And then that you have some accountability to receive the benefits that you have, what the state did in terms of bailing out big insurance companies, $45 million, was necessary, but it's not sustainable. We can't continue to pay them that way. And what's going to happen is, next year, I suspect, that they're going to come and say we need $45 more, maybe $55 or $65 more million dollars to bail out the big insurance companies. That's not necessarily in the state's best interest to continue to do that. So I look forward to working with the insurance commissioner, who has some ideas, whether it's around deregulation, whether it's around allowing insurance companies to set those rates, whether it's changing the law to ensure that if you drop one, you don't have to drop all. Those are things that we absolutely have to look at is what's happening for people across the state of Louisiana, and how do we improve those conditions? But it is a crisis. The last thing I'll say Lynda is, this is a national crisis, this is not unique to Louisiana. Go look at Florida, Florida represents more than 50% of the insurance claims in our country. They bailed out to the billions the same big insurance companies. I'm not getting donations from them so I don't have a problem holding those individuals accountable. I don't have a problem holding anyone accountable, for that matter. And then you go to California, they have the second largest number of claims because of mudslides and fires. And then there's Louisiana. If we don't work together, this entire market will collapse on the entire country. And I've been advocating to say, "We need to have a high risk market portfolio that requires insurance companies to have coverage for a pro rata share of the market in high risk markets." And so if Allstate covers 30% of the nation, they ought to cover 30% of the high risk market. Everybody ought to have a piece of the pie in terms of protecting these high risk entities because these high risk entities contribute a great deal to the nation's security. Look no further than the Silicon Valley Bank bailout that just happened. This was not a federal government bank bailout. This was the banking industry bailing out a major bank system in Silicon Valley that would have created a ripple effect, kind of a domino effect, across the banking industry. They all put in together, bought those assets and shared the risk. The same thing can happen for insurance here in Louisiana. And if it's the small insurance industries, we can work with them on a smaller scale. but if it's the larger ones we can work with them on a pro rata share for the market that they have as well. Big major crisis is one of the things I hear all across the state as I put 40 plus 1000 miles on the vehicle since March. We hear folks talking about that insurance spike, even in North Louisiana where they, until this past year, didn't have hurricanes. We had hurricane force winds make it up to Ruston. That would never have happened before. That's an example of a climate crisis if I've ever seen one.